Tax Spend BG

Pay Your Tax with RewardPay:
Turn Tax Time into Rewards Time

RewardPay transforms your mandatory tax payments—including BAS and other ATO obligations—into valuable rewards while giving you greater financial flexibility. By enabling credit card payments to the ATO, you can earn thousands of points on each tax bill, access up to 55 days of interest-free credit, and ensure you never miss a payment deadline—turning routine business and personal tax expenses into a strategic financial advantage.

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Why Use a Credit Card for BAS and Other Tax Expenses?

Payroll

Pay BAS & earn up to 2.25 points per $1

Paying the ATO with your American Express or other eligible credit card through RewardPay can allow you to earn full reward points - rather than the reduced points typically applied when paying the ATO directly. For example, with an American Express Platinum Card, you could earn up to 2.25 Membership Rewards points per $1 spent, instead of just 1 point per $1 when paying the ATO directly. Using your credit card via RewardPay can also improve cash flow by giving you extra days before funds leave your account. At the same time, you earn valuable reward points on every payment—turning mandatory business expenses into real, ongoing benefits for your business.

For example

Pay $50,000 per quarter in BAS on an American Express Platinum Card and you’ll spend $200,000 a year. At 2.25 Membership Rewards points per $1, that’s up to 450,000 MR points annually — enough for a return business‑class flights to Singapore or Tokyo, all while improving cash flow on a tax payment your business already makes.*

Estimated Annual Amex Membership Rewards Points* After 12 Months

450,000

*Estimated points are illustrative only and correct at time of writing. Actual points earned may vary depending on your Card type, eligible spend, and American Express terms and conditions. Flight redemption estimates are indicative only and subject to airline rewards pricing and availability.

With 450,000 Qantas Points, you could have:

Europe
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Europe

Return Business Class Classic Rewards

320,000 Qantas Points

Los Angles
virgin

Los Angeles

Return Business Class Partner Reward Seat

204,000 Velocity Points

France
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Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward Points

Tokyo
virgin

Tokyo

Return Business Class Partner Flight Reward

164,000 Velocity Points

Europe
Quantas Logo

Europe

Return Business Class Classic Rewards

320,000 Qantas Points

Los Angles
virgin

Los Angeles

Return Business Class Partner Reward Seat

204,000 Velocity Points

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward Points

Tokyo
virgin

Tokyo

Return Business Class Partner Flight Reward

164,000 Velocity Points

How to Pay BAS and other ATO obligations with a Credit Card and Earn Points

Paying business expenses like BAS with your credit card via RewardPay will allow you to earn points on necessary spend.

Step 01

Add your payment information as detailed on your invoice

Step 02

Select your payment method (Amex, Mastercard, Visa, Pay by Bank)

Step 03

RewardPay pays the supplier on your behalf

Step 04

Your credit card is charged, earning points

Step 05

Receive confirmation and remittance for your accounting records

Step 01

Add your payment information as detailed on your invoice

Step 02

Select your payment method (Amex, Mastercard, Visa, Pay by Bank)

Step 03

RewardPay pays the supplier on your behalf

Step 04

Your credit card is charged, earning points

Step 05

Receive confirmation and remittance for your accounting records

Pay using RewardPay now

Why Use a Credit Card for BAS and Other Tax obligations?

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Unlock Significant Rewards Value

Every dollar you spend on your BAS or other ATO payments is a dollar that could be earning you rewards points. Unlike paying directly from your bank account where you receive nothing in return, using a credit card through RewardPay converts your tax obligations into points that can be redeemed for flights, hotel stays, gift cards, or cashback. For a business paying $40,000 annually in combined tax obligations, this could mean earning enough points for a return international flight or thousands of dollars in statement credits—value that would otherwise be left on the table.

Improve Cashflow

Improve Cashflow

Credit cards provide a crucial buffer between when your tax is due and when you actually need to settle the payment. With up to 55 days interest-free (depending on your card's billing cycle), you can pay your BAS or other tax obligations on time to avoid ATO penalties while keeping your business or personal cash available for urgent expenses, taking advantage of investment opportunities, or waiting for customer invoices to be paid. This short-term financing is provided at no interest cost, unlike a traditional business loan or overdraft facility.

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Consolidate and Simplify Payments

Paying all your tax obligations via credit card consolidates your ATO payments into your regular credit card statement, making reconciliation straightforward and reducing administrative burden. You'll have clear, timestamped records of every tax payment, automatic integration with accounting software if you use credit card feeds, and the ability to easily track and categorise expenses. Plus, you maintain a clear audit trail that satisfies ATO requirements while making your accountant's job easier at tax time.

RewardPay helps business owners pay tax and other business bills and earn rewards – so you get something back for your hard work.

Create your free account now

Platform & Processing Considerations

  • Fees

    Typically 1.25%–2.15% depending on card type

  • Compliance

    RewardPay is regulated and provides full audit trails

  • Eligibility

    Invoice must be legitimate and payable to an ABN-registered supplier

  • Payment Speed

    Typically next business day, depending on cut-off times

RewardPay offers flexible payment options

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

Get Started
Platform Fees

  • AMEX fee from 2.15%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Learn more

Silver

$79/month*

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Platform Fees

  • AMEX fee from 2.05%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Learn more

Gold

$159/month*

Get Started
Platform Fees

  • AMEX fee from 1.90%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Learn more

RewardPay processing rates may be tax deductible for businesses - please consult your accountant • *Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only • †Minimum rate based on loyalty partner selected at checkout

Add on rewards partner points*

quantasQantas Points1 point per $4(0.50% + GST)1 point per $2(0.99% + GST)1 point per $1(1.80% + GST)2 points per $1(3.6% + GST)
virginVelocity Points1 point per $4(0.50% + GST)1 point per $2(0.99% + GST)1 point per $1(1.80% + GST)2 points per $1(3.6% + GST)
allALL Accor Reward Points1 point per $2(1.80% + GST)1 point per $1(3.60% + GST)
Luxury EscapesLuxury Escapes Société Points 3 points per $1(1.64% + GST)6 points per $1(3.28% + GST)

*T&Cs Apply

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard, Qantas, Virgin, Accor and Luxury Escapes.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

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Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.

Rewards You Can Earn by Paying BAS and Other Tax Obligations with Your Credit Card

For businesses spending $50,000+ per annum on BAS or other tax obligations, this can translate into thousands of dollars in annual value.

Flights

Redeem points for flights with loyalty partners including Qantas Business Rewards and Virgin Australia Business Flyer

Hotels

Redeem points on hotel stays with loyalty partners including ALL Accor, Luxury Escapes, Qantas Business Rewards and Virgin Australia Business Flyer

Gifts

Redeem points from credit card loyalty programs, or transfer points to loyalty partner programs to purchase gifts

Merchandise

Upgrade your home, office or both using rewards earned from business payments made through RewardPay.

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Frequently asked questions:

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Yes. RewardPay supports payments to the ATO including income tax, GST, PAYG withholding and other obligations. To set up the ATO as a payee, use their ABN (51 824 753 556) and either their bank account details (BSB 093 003, Account 316385, Account name: ATO direct credit account) or BPAY biller code 75556. Use your Payment Reference Number (PRN) as the payment reference.

 

Payments finalised on the RewardPay portal by 5pm AEST/AEDT on a business day will be paid out the next business day, but may not show as received by the ATO until the following business day. Given ATO due dates carry interest and penalties for late payment, we strongly recommend submitting at least 3-4 business days before the deadline.

Yes. All payment methods are eligible to earn loyalty points. Amex payments earn your card’s standard Membership Rewards points, while Visa and Mastercard payments earn your card’s standard rewards points. On any payment method, you can also opt in to earn additional rewards with one of our loyalty partners by selecting your preferred earn tier at checkout (additional fees apply).

 

Rewarding Australian businesses every day

Trusted by 10,000+ business owners
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peoples

We pay all of it on the Amex card, so you’re getting a reward back by getting the points

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Nelly

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Dave

Property

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio

Construction