Make Business Payments & Earn More Rewards with Mastercard & RewardPay
Earn valuable rewards when you pay with Mastercard. Pay your bills online using your Mastercard card, even if your supplier doesn't accept card payments.
Get StartedEarn valuable rewards when you pay with Mastercard. Pay your bills online using your Mastercard card, even if your supplier doesn't accept card payments.
Get StartedBusiness owners who rely on Mastercard appreciate its worldwide acceptance, comprehensive purchase protection, competitive rewards programs, and advanced security technology. Mastercard offers robust fraud prevention with Mastercard ID Theft Protection, extended warranty coverage, and seamless integration with digital wallet solutions. But even with Mastercard's extensive global network, many essential business expenses (ATO, BAS, rent, everyday suppliers, contractors) still don't accept credit card payments, leaving significant rewards potential untapped on major business expenditures.
Earn valuable rewards points on business expenses that typically don't accept cards, including government and utility payments.
Extend acceptance to suppliers who cannot take credit card payments directly
Maximise cash flow with extended interest‑free periods.
Earn points on employee wages and payroll payments while maintaining up to 55 days of working capital before payment is due
With RewardPay you can make your business payments using your Mastercard and earn credit card points and choose to earn hotel and flight partner points on top.
Apply now
Free, quick and easy to sign up. You just need your ABN
Step 01
By selecting or adding the suppliers you wish to pay.
Step 02
You can make one off, bulk or future dated payments with your Mastercard.
Step 03
Transfer payments to your suppliers by EFT or BPAY seamlessly.
Step 04RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.
A decade‑long partnership with American Express, now operating across both Australia and New Zealand.
RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard, Qantas, Virgin, Accor and Luxury Escapes.
RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.
RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.
Westpac Altitude Rewards Black CardUp to 2 Altitude points per $1 on eligible spend
Transfer points to use on travel, gift cards, cash back or to pay off eligible purchases
Uncapped monthly points earn rate → maximises points on large bills, payroll, etc.
Lifestyle perks (complimentary lounge passes, insurances).
AMEX fee from 2.15%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
AMEX fee from 2.05%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
AMEX fee from 1.90%
Mastercard fee from 1.25%
Visa fee from 1.25%
Bank Payment from 0.5%†
RewardPay processing rates may be tax deductible for businesses - please consult your accountant • *Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only • †Minimum rate based on loyalty partner selected at checkout
 Qantas Points | 1 point per $4(0.50% + GST) | 1 point per $2(0.99% + GST) | 1 point per $1(1.80% + GST) | 2 points per $1(3.6% + GST) |
 Velocity Points | 1 point per $4(0.50% + GST) | 1 point per $2(0.99% + GST) | 1 point per $1(1.80% + GST) | 2 points per $1(3.6% + GST) |
 ALL Accor Reward Points | 1 point per $2(1.80% + GST) | 1 point per $1(3.60% + GST) | ||
 Luxury Escapes Société Points | 3 points per $1(1.64% + GST) | 6 points per $1(3.28% + GST) |
Yes. RewardPay accepts Australian-issued Mastercard credit cards, both personal and business. Mastercard payments attract a fee of 1.25% + GST per transaction. Most expense categories are supported, including payroll. Pre-paid and debit Mastercards are not accepted. Check the RewardPay Terms & Conditions for the full list of eligible expense categories.
| Log in to your RewardPay account and select Wallet from the left-hand menu. Click Add Credit Card in the top right corner, enter your Mastercard credit card details, and click Add Card to save. Your card will then be available to select when authorising payments to eligible expense categories. |
Yes. When paying by Mastercard through RewardPay, you can opt in to earn rewards with one or more of our loyalty partners by selecting your preferred earn tier at checkout (additional fees apply). Your standard Mastercard rewards points are also earned as usual. Note that Membership Rewards points are exclusive to American Express transactions.
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