Make Business Payments & Earn More Rewards with Visa & RewardPay

Earn valuable rewards when you pay with Visa. Pay your bills online using your Visa card, even if your supplier doesn't accept card payments.

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Why Visa?

Business owners who rely on Visa appreciate its universal acceptance, robust security features, competitive rewards programs, and widespread global recognition. Visa cards offer strong fraud protection, dispute resolution support, and seamless integration with accounting and expense management tools. But even with Visa's broad acceptance, many essential business expenses (ATO, BAS, rent, everyday suppliers, contractors) still don't accept credit card payments, meaning valuable rewards opportunities are missed on significant business spending.

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How Visa Works with RewardPay

RewardPay enables Visa cardholders to pay expenses that typically don't accept card payments, by acting as a secure payment facilitator. You pay RewardPay with your Visa; RewardPay pays your supplier via EFT or BPAY, essentially allowing you to pay bills with your Visa card. This unlocks several advantages:

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  • Earn reward points, depending on your Visa card program, on ATO, BAS, utilities, rent, marketing, legal and supplier payments.
  • Up to 55 days extra cash flow, dependent on your Visa card’s interest‑free period.
  • Automatic routing through EFT/BPAY so suppliers receive funds even if they’ve never accepted cards.

Benefits of Using Your Visa with RewardPay

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Reward Points

Earn up to 1.5 points per $ spend on business expenses, including government and utility payments.

Top up Rewards

On top of your credit card points you can choose to earn extra Reward Partner points like Qantas Points, Velocity points, ALL Accor Rewards points and more.

Improve Cashflow

Maximise Cash Flow

Maximise cash flow with extended interest‑free periods up to 55 days.

More payments

Use your Visa for most daily business payments, even if your supplier doesn’t accept Visa. With RewardPay it’s easy to use your credit card when you want.

How to pay with
Visa

With RewardPay you can make your business payments using your Visa card and earn credit card points and choose to earn hotel and flight partner points on top.

Apply now
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Sign up

Free, quick and easy to sign up. You just need your ABN

Step 01
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Set Up Payments

By selecting or adding the suppliers you wish to pay.

Step 02
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Make Payments

You can make one off, bulk or future dated payments with your Visa card

Step 03
List

We Pay Your Bills

Transfer payments to your suppliers by EFT or BPAY seamlessly.

Step 04

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard, Qantas, Virgin, Accor and Luxury Escapes.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

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Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.

Types of Visa cards accepted & their benefits

These cards earn Issuer or partner rewards points, which can be directly used or converted to multiple airline partners (e.g., KrisFlyer, Velocity, Emirates, BA), making them extremely valuable for business owners using RewardPay.

Read on to see the some of the best Visa credit cards with points & rewards.

Visa credit card type

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Earn Rate

Why it’s strong with RewardPay:

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

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Platform Fees
  • AMEX fee from 2.15%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Silver

$79/month*

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Platform Fees
  • AMEX fee from 2.05%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

Gold

$159/month*

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Platform Fees
  • AMEX fee from 1.90%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%†

RewardPay processing rates may be tax deductible for businesses - please consult your accountant • *Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only • †Minimum rate based on loyalty partner selected at checkout

Add on rewards partner points*

quantasQantas Points1 point per $4(0.50% + GST)1 point per $2(0.99% + GST)1 point per $1(1.80% + GST)2 points per $1(3.6% + GST)
virginVelocity Points1 point per $4(0.50% + GST)1 point per $2(0.99% + GST)1 point per $1(1.80% + GST)2 points per $1(3.6% + GST)
allALL Accor Reward Points1 point per $2(1.80% + GST)1 point per $1(3.60% + GST)
Luxury EscapesLuxury Escapes Société Points 3 points per $1(1.64% + GST)6 points per $1(3.28% + GST)

*T&Cs Apply

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Frequently asked questions:

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View all FAQs

Yes. RewardPay accepts Australian-issued Visa credit cards, both personal and business. Visa payments attract a fee of 1.25% + GST per transaction. Most expense categories are supported, including payroll. Pre-paid and debit Visa cards are not accepted. Check the RewardPay Terms and Conditions for the full list of eligible expense categories.

 

Log in to your RewardPay account and select Wallet from the left-hand menu. Click Add Credit Card in the top right corner, enter your Mastercard credit card details, and click Add Card to save. Your card will then be available to select when authorising payments to eligible expense categories.

 

Yes. When paying by Visa through RewardPay, you can opt in to earn rewards with one or more of our loyalty partners by selecting your preferred earn tier at checkout (additional fees apply). Your standard Visa rewards points are also earned as usual. Note that Membership Rewards points are exclusive to American Express transactions.

 

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“We pay all of it on the credit card, so you’re getting a reward back by getting the points”

Nelly Robinson

Restaurant